Attention homeowners: Real estate appraisal services for in Papillion and Sarpy County

The top seven reasons why NE homeowners hire Valued Appraisals :

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a NE property tax assessment
  3. To cut your mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a NE divorce, where real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate

Do you own a house in or near Papillion? Do you need help deciding the value of your real estate?
Contact Valued Appraisals .

We at Valued Appraisals understand the special needs of a homeowner in need of appraisal services. Our customary business clients get the appraisal process and the usual "products" we deliver to them. Being a person not in the real estate industry that ordinarily doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Valued Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

PMI Removal Appraisals

A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping customers just like you remove unneeded and unwanted PMI insurance.

Challenging Sarpy county's assessment of your property

If you live in an area that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. This means you're probably paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Valued Appraisals is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be troublesome from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Valued Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for precision, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Valued Appraisals can help with that too. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.